Become a member

For over 90 years, Community Trust Credit Union has provided competitive financial products and quality services to its members. CTCU is owned collectively by its members, this means that profits gained, allow us to provide even better rates and services in helping you achieve your financial dreams. While other financial institutions treat you as a ‘customer’, CTCU treats you as an ‘owner’ because you are!

Joining CTCU is easy! To become a member, please visit any CTCU branch office. You will need a photo I.D., social security number, and at least a $5 deposit to open your account.

Membership Eligibility

CTCU Membership is open to anyone meeting these requirements:
  • Live or work in Lake or McHenry Counties in Illinois or Kenosha County in Wisconsin, or have a relative who is a CTCU member.
  • $5.00 to open a membership.

Member Benefits

CTCU members enjoy a wide selection of financial products and quality services at competitive rates. Below are just a few of the many additional benefits of a CTCU membership.